Learn more about Solar Lending with OneEthos

Our technology platform provides a simplified application process, expedited solar loan decisioning (usually within 30 seconds), 100% financing, and no dealer fees. Best of all, the platform has enabled us to fulfill our mission of expanding ethical solar finance.

30-year term*
APR as low as 7.97%*
No dealer fees
No pre-payment penalties

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Powerful application

Connect customers with ethical solar financing.

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Generate Demand

With a 30-year loan term and no-prepayment penalty, we help your team close more deals with attractive financing.

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Quick Approvals

Learn if your customer is likely to be approved while only answering a few questions, with no hard-credit inquiry.

manage your pipeline

Stay up to date on your projects.

Using our installer portal, keep track of all of your solar projects, see what needs action, and manage your team, all at your fingertips.

Easy for customers

A smooth application for your customers.

With our frictionless application process, your customers can apply in minutes and get connected with financing.

Generate Savings for your clients

Don't let your customers pay outrageous prices for solar.

30-Year Term

With a 30 year term, get the lowest possible payment for your customers. Best of all, with no pre-payment penalty, they can pay off their loan as soon as they want.

Tax Credit

Clients can choose to keep the tax credit or apply the credit to towards the loan, bringing the monthly payment down. Clients’ monthly payment will never increase.

Join us

OneEthos is trusted by over 6,000 energy consultants across the country.

We are here to connect solar installers and their customers to ethical solar financing that works for everyone.

*Annual Percentage Rate (APR) as low as 7.97% is current as of 03/10/2025. Periodic interest rate is 7.50% if enrolled in autopay, or 7.75% without autopay discount. Loans subject to credit approval. No payments are required for the first 6 months; however, interest will accrue on the outstanding balance during this period.  As an example, on a $81,000 loan you might pay $592.67 per month over 360 months at 7.97% APR. Processing and documentation fees may apply (starting at $1,125.00). Please note that solar loan applications are limited to property owners in FL, TX, SC, NC, NY, NJ, AZ, NV, CO, AK, CT, GA, IL, IN, KY, LA, ME, MD, MA, NH, NM, OH, OR, RI, TN, VT, VA, AK, DE, ID, KS, MT, NE, OK, WV, WI, WY, ND, MN, CA, UT, PA, WA, AL, and HI. Solar panels must be installed on a residential home located in one of these states.