We offer solar financing technology for installers and financial institutions. Our mission is to enable Community Banks, Credit Unions, CDFIs, and Green Banks to grow their loan portfolios profitably and responsibly. We are one of the only fintechs in America regulated by the Federal Reserve Bank.
OneEthos brings together the best of fintech innovation and the capabilities of mission-driven financial institutions across the country. The result is the creation of affordable lending products that address climate change and facilitate the delivery of socially conscious and ethical banking services.
Our technology platform provides a simplified application process, expedited solar loan decisioning (usually within 30 seconds), 100% financing, and no dealer fees. Best of all, the platform has enabled us to fulfill our mission of expanding ethical solar finance.
OneEthos has a proven track record of facilitating transparent, honest solar financing at scale. Since inception in 2022, OneEthos has processed over $200 million in solar loan applications.
Our end-to-end consumer, commercial and community solar lending solution includes demand generation, processing and loan servicing to financial institutions.
Grow your solar loan portfolio and expand your market with seamless, point-of-sale software that generates loan referrals from a vetted and trusted network of solar installers.
Our products generate positive social, environmental, and financial returns for mission driven financial institutions and their communities. We have developed reporting capabilities to facilitate compliance with GGRF, ECIP and other reporting requirements.
Contact us to learn more about how our technology can assist mission-driven financial institutions to accelerate loan growth.
Join a network of thousands of trusted Solar Installers across the United States who are currently using the OneEthos platform every day to offer ethical solar financing at point of sale.
OneEthos developed a point-of-sale app designed for Solar Installers to help them, and their customers, find the right solar financing option.
Designed with the Solar Installer in mind, the app is equipped with a loan calculator, a pay-off scenario calculator, and easy access to the loan application portal.
Solar Installers benefit from being able to track their customers' progress throughout the loan process, building trust with the client and a dynamic view of the project timeline.
Our API's can support integrations with existing systems such as project management, and CRM's.
Many fintech companies aspire to compete with financial institutions. OneEthos enables financial institutions to compete with fintechs by creating all-digital, modern lending experiences that rapidly grow loan portfolios profitably and responsibly.